If you’ve grown tired of paying your student loans years after you graduated, you may wonder, ‘Should I refinance my student loans?’ For many people, the answer is ‘yes,’ but not everyone. Before you do, know what it entails, the consequences if you can’t afford the new loan, and what you lose if you give […]
College is expensive; there’s no doubt about it. Most students can’t cover the full cost of attending college and, even after scholarships and grants, need student loans to offset the costs. Student loans are money borrowed from either the government (federal loans) or a private lender (private student loans). Today the average cost of a […]
After you’ve created a budget to cover your monthly expenses and have saved $1,000 in your starter emergency fund, it’s time to develop a plan to eliminate your debt for good!! Without a debt repayment plan, this can be an overwhelming and confusing task. Implementing a proven strategy will make your journey to debt freedom quicker than if you just […]
If you’ve been following this blog since the very beginning, get ready to see a shift. My entire mindset has changed around money, and to get even more specific – debt. A couple of years ago, I was listening to financial gurus that said things like, “Debt is the devil. Cash is king. Debt is […]
Refinancing your student loans is a great way to relieve some of the financial burdens you may be facing. There are many companies that provide student loan refinancing; however, this article is going to provide more information about Social Finance, AKA SoFi. SoFi Student Loan Refinancing Review I highly recommend SoFi because the application process […]
Do you know your credit score? A 2017 study by MoneyTips found that many people don’t. In fact, less than 53% of people under 30 knew their credit score, while over 75% of older adults knew theirs. This is dangerous because your credit score is vital to your financial wellbeing. I’m sure you’ve heard the phrase, “It’s […]
